Mortgage assistance is being offered through the State of California Housing is Key Initiative. The California Mortgage Relief Program uses federal Homeowner Assistance Funds to help homeowners get caught up on housing payments. This program is free and funds do not have to be paid back.
To learn more about eligibility, program requirements, and other qualifications, or fill out an application, please visit the Housing is Key website or call 1-800-569-4287.
(Number of Persons
to Reside in Home)
San Joaquin County Household Median Income
Maximum Allowable Gross Annual Income
|100% to 120% of AMI||50% to 80% of AMI||30% to 50% of AMI||15% to 30% of AMI||0% to 15% of AMI|
Contact the following agencies for additional resources:
Foreclosure is a legal process by which the lender or the seller of a property forces the sale of a mortgaged property because the borrower has not made payments or met the terms of the mortgage. A foreclosure can also be defined as a repossession of the property by the lender.
The City of Stockton is concerned that too often, individuals purchase a home without sufficient consideration or understanding of their loan agreements and mortgage responsibilities.
Therefore, we are expanding our efforts to educate the public on the dangers of predatory lending, the importance of maintaining a household budget, and the alternatives to foreclosure.
If you suspect that you have been a victim of mortgage fraud or are aware of a possible scam, you can report it by calling the Mortgage Fraud Hotline, 1-800-4FRAUD8 (1-800-437-2838). You can also contact the California Attorney General's office at 1-916-445-9555.
The first step to owning a home or protecting your investment is becoming informed of your options and alternatives. Please take a moment to look through the Housing Division's resource listings.
US Department of Housing and Urban Development (HUD) - (800) 569-4287
This City of Stockton web page last reviewed on --- 4/27/2023