Affordable Housing Programs

The Housing Division administers programs that create housing opportunities for Stockton residents with emergency repairs and neighborhood improvements.


Emergency Repair Program 

The Emergency Repair Program provides one-time emergency repair assistance to low-income property owners. Repairs are limited to corrections of code violations listed in official documents issued by the City, the Fire Marshal, or the Health Officer stating the code violations present an imminent danger to life, limb, property, or safety of the public or occupants.


The City is now accepting applications for this program. 

Funds for the program are available on a first-come, first-serve basis. 


Single Family Housing Repair Loan Program

This program offers financial assistance to low-income homeowners for substantial interior and exterior repairs. This loan program helps bring the property up to California and local building code standards.


Eligible participants are limited to:

  • owner-occupied, single-family homes, or
  • two units on a lot with one of the units occupied by an eligible owner.

The property must be located within Stockton city limits. To determine if your home is within the City limits, please use the About Your Address webpage and enter your house number and street name.


General Terms for Single Family Housing Repair Loan Program (as of 12/5/2008)

Loans are provided at one percent (1%) simple interest, assumable by qualified low-income buyers or heirs, and due upon the sale of property or transfer of ownership.


Opportunity for Contractors

To assist those participating in these programs, the City of Stockton maintains a courtesy list of approved general contractors with a type "B" license, HVAC contractors C-20, Roofing contractors C-39, with expertise in home remodeling. Eligible contractors must provide the City with the following documents:

  • Valid City of Stockton Business License
  • One of the following valid licenses
    • Contractor's B License
    • HVAC C-20 License
    • Roofing C-39 License
  • Workers' Compensation Letter
  • Current Insurance Policy
  • Summary of experience with similar past projects

Please submit your application to be on the City's courtesy list


For additional information, please contact the Housing Division.


External Links

There are currently no external links.


This City of Stockton web page last reviewed on --- 7/18/2023